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Dental Treatment Costs

Affordable Dentistry

For many people, the cost of a dental treatment as a percentage of a monthly salary is simply not affordable. Some dentists accept this and may offer payment plans. So what are the costs?

Treatment Payment Plans

Financing Dental Treatments

Most cosmetic dental treatments are not covered by health insurance. Some treatments, such as implants, are also not covered by health insurance even if this is the best treatment plan for your long-term oral health!

In the UK, the NHS dentists will charge for oral health dental treatments and typically not offer dental implants except in rare circumstances where a patient has a medical condition that necessitates implant treatment or if the treatment is required as part of a reconstructive procedure following surgery or trauma.

In the UK, dental implant treatment typical costs range from £1,000 to £4,000 per implant. This can be even higher and does not include any additional procedures that may be required, such as bone grafting or sinus lifting.

So how do you finance a dental treatment such as an implant that you simply can't afford within your monthly salary?

Apart from the usual personal loan or credit card options, there are dental clinics which will offer payment plans or dental savings plans ( subscriptions).

Payment Plans: Some dental clinics offer payment plans to help patients pay for their treatment over time. This allows you to spread out the cost of your treatment into smaller, more manageable payments.

Dental Savings Plans: Some dental offices offer their own savings plans that can help you save money on your treatment. These plans typically involve paying a monthly or annual fee to receive discounts on future dental treatments.


There are generally three key factors that can affect the affordability of dental treatment.

Some countries will offer no financial support for dental treatment costs. In many cases, governments or insurance companies will reimburse the costs of dental care based upon a policy that limits treatments to those judged as essential for health. However, sometimes this policy is varied and include additional treatment types for children, students or young adults. Many people make their dental treatment more affordable by investing in a dental insurance plan that covers all or part of the cost of treatment. Some employers may offer dental insurance as part of their employee benefits package, especially with the United States.

The goal of achieving that Hollywood Smile often relies on cosmetic dentistry treatments. A popular treatment is Teeth Whitening or Power Bleaching with Phillips Zoom this is relatively expensive for most people. A more expensive treatment involves closing gaps between  teeth with Clear Aligners.While there are different options, an Invisalign treatment is a trusted solution for clear aligners. Finally the treatment using Veneers is one of the most expensive dental treatments and typically always needs to be funded privately.

Many dental treatments costs as a percentage of a monthly salary are simply not affordable. Some dentists recognise this and offer payment plans to provide a more affordable solution by spreading the cost of treatment over time.

Another option for increasing affordability is to shop around for a dental provider who offers competitive pricing for the needed treatment. For example our Smylor marketplace provides comparisons on treatment affordability. Some dental practices offer discounts for certain treatments or for paying in full at the time of service.

Overall, it is important for individuals to carefully consider their financial situation and options before proceeding with any dental treatment. Seeking advice from a dental provider and financial advisor can also be helpful in making informed decisions about treatment affordability.


Dental Clinics Near You

Book a Dental Treatment

Our Smylor dental marketplace allows you to review and request bookings from 100s of dentists near you. Currently available in Switzerland (Zürich & Zug) and Germany (Köln, Düsseldorf and Bonn), launching new cities throughout 2023.

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